77th Street Depot FCU Logo

Loans

Apply for a Loan

What We Offer

  • Personal loans of all types
  • Vacation loans
  • Holiday loans (November through January only)
  • Credit builder loans
  • Share secured loans
  • Home improvement loans

All loans, with the exception of share secured loans, are based on your credit score and debt-to-income ratio.

A $20.00 application fee is required, along with verification of income (current check stubs or bank statements) and documentation of any additional income.

Loan Amounts

Minimum: $500.00

Maximum: $10,000.00

New and Used Cars

  • New cars must have never been titled.
  • Used cars cannot exceed seven years past the current year.

We welcome retiree loans.

Some loans can be processed within an hour or the same day.

Collateral

Shares are the main form of collateral security.

Interest Rates on Loans

2.9% to 18%

Apply for a Loan

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

© Copyright 2026 77th Street Depot FCU. All Rights Reserved.